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July 03, 2024
Cargill to Open Atlanta Office, Creating 400 New Jobs
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Invest Atlanta facilitates economic development within the city limits of Atlanta.
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October 18, 2024: Invest Atlanta Board Approves Significant Investments in Housing Affordability Learn MoreInvest Atlanta facilitates economic development within the city limits of Atlanta.
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October 18, 2024: Invest Atlanta Board Approves Significant Investments in Housing Affordability Learn MoreInvest Atlanta facilitates economic development within the city limits of Atlanta.
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Invest Atlanta administers these funds to encourage business development in the City of Atlanta.
Provides financial support in response to economic disruptions by COVID-19
Aimed to alleviate sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic and provide permanent resources to support economic resiliency to further the long-term economic objectives of the region.
$10,000 to $100,000
Not to exceed 7 years; with a 6-12-month deferment prior to first loan payment
1% to 3%
The ACRLF is created to provide a public benefit to small and medium-sized local businesses engaged in trade, industry, and commerce to address the economic shock to the business ecosystem and disaster caused by COVID-19 in the City of Atlanta.
Citywide
During the COVID19 disaster and similar periods, ADA intends to help eligible businesses retain jobs.
Waived
Financial and technical assistance of up to $5 million for small minority- and female-owned businesses relocating or expanding in the City of Atlanta.
Offers financial and technical assistance to small minority- and female-owned businesses relocating or expanding in the City of Atlanta.
Up to $5 million for job creation; $5.5 million for public policy manufacturers; $4 million for NAICS Sector 31, 32 or 33 manufacturers.
10 or 20 years
Based on 10-year Treasury Note
10% Equity Injection
Citywide
Waived
Provides small businesses with affordable loans from $10K to $100K.
Provides small and medium-sized businesses with affordable loans.
$10,000 - $100,000
3 to 7 years, (15 years for real estate)
½ of prime plus 2% (4% minimum)
Citywide
Create or retain 1 job for each $35,000 loaned
Waived
Supporting job creation with gap funding from $100K.
Supports job creation by providing gap funding to small and medium-sized businesses creating new quality jobs.
$100,000
3 to 7 years, (15 years for real estate)
½ of prime plus 2% (4% minimum)
20% Equity Injection
Citywide, with special consideration for businesses in Priority Areas.
At least 5 quality jobs providing healthcare coverage
Waived
Stimulating growth within the Empowerment Zone with funding from $25-50K.
Stimulating growth within the Empowerment Zone.
$25,000 - $50,000
Up to 5 yrs for inventory & working capital, 7yrs fixed assets, 10 yrs leaseholder improvements & 15 yrs property acquisition.
0% to prime +2
10% Equity Injection
Empowerment Zone
Waived
Aimed at supporting job creation in distressed neighborhoods with funding from $50-100K.
Seeks to spur job creation and economic development by providing small business lending in distressed neighborhoods in the City of Atlanta.
$50,000 - $100,000
3 to 7 years
Based on evaluation of cash flow
20% Equity Injection
Targeted area
Waived
Direct loans of up to $100K to businesses located within business improvement districts.
Encourages the revitalization of targeted business districts and supports development in other eligible areas.
Direct Loans: $100,000 maximum
Loan Participants: Not to exceed 10% of total financing
3 to 7 years
Based on evaluation of cash flow statement.
20% Equity Injection
Business Improvement Districts
Waived
Provides support for permitted street vendors in the City of Atlanta to purchase of vending carts that are compliant with the vending ordinance.
Assists permitted street vendor in the City of Atlanta by providing support for the purchase of vending carts that are compliant with the vending ordinance.
Up to $3,000.
Not to exceed 2 Years
0%
Matching portion must be at least a 1:1 ratio
Citywide
Waived
Provides financial assistance to small businesses and start-up companies located within accelerators, incubators and co-working spaces in the City of Atlanta.
$5,000 to $20,000
3 years with a six-month deferment before the first payment is due.
2% Fixed
Must maintain a business location in the City of Atlanta.
Citywide
Waived
Provides funds for existing companies improving commercial property, purchasing equipment, furniture and fixtures, and paying off high-interest business debt.
Funding for existing companies improving commercial property, purchasing equipment, furniture and fixtures, and paying off high-interest business debt.
$10,000 - $50,000; up to $30,000 can be used for working capital.
Direct Loans
Varies Between 3 and 7 Years
3% Fixed
Must be a recent graduate or attending a technical assistance program.
Citywide
Waived
Cleanup financing for eligible redevelopment products within the city limits.
The City of Atlanta - Invest Atlanta Brownfield Revolving Loan Fund (BRLF) Program provides financing for eligible brownfields clean-up projects within the Atlanta city limits. Brownfields Revolving Loan Fund (BCRLF) loans are available to qualified, suitable market- ready sites to appropriate developers and buyers. The loans provided by the BRLF fund the remediation required for site cleanup, which then allow redevelopment projects to go forward.
For full program information, please visit: Brownfield Revolving Loan Fund
Loan terms will be based upon the borrower's needs, repayment ability and how much the borrower is financing. Repayment terms will be customized depending on the projects cash flow needs. Interest only payments may be made available for the first year; however, all loans will be fully amortized by a daily rate. Deferred payments may be an option in structuring a workout plan. Generally, terms will be kept as short as practical in order to recycle funds. All conditions, including the loan term, will be evidenced by a promissory note, security documents, and other closing documents, as necessary, to be signed at closing.
Interest rates will be established to meet the needs of borrowers while yielding income to support the administrative expenses of City of Atlanta BRLF. The interest rate, as a general rule, will be less than or equal to the prime interest rate, but not less than zero percent. It is anticipated that loan rates will be between zero percent (0%) and the current market rate plus one hundred basis points. The prime rate shall be the prime rate quoted in the Wall Street Journal or the maximum interest rate allowed under State law. The interest rate will be fixed for the term of the loan.
The Brownfield Revolving Loan Fund is available in Targeted Communities within the City of Atlanta. The City of Atlanta and Invest Atlanta will focus its marketing activities on the Targeted Communities listed below in order to have a positive impact on these areas. Further, Invest Atlanta, where possible will coordinate with the Phoenix Fund and Business Improvement Loan Funds to maximize financial impact when projects become eligible for multiple lender options.
Waived